Uninsured/underinsured car accidents in Jackson can leave victims wondering what to do when the at-fault driver does not have enough insurance coverage—or any at all. Such cases require a detailed understanding of state insurance laws and the claim process. At Weldy Law Firm, our experienced car accident attorneys are here to help with your uninsured/underinsured (UM/UIM) case.
Knowing what to do after a vehicle collision in Jackson can help protect your legal rights and secure fair compensation, especially when the at-fault driver is uninsured or carries insufficient auto insurance. These accidents often involve legal and insurance challenges that require the support of a legal professional. Here is what you should do after an uninsured or underinsured car accident.
You should seek immediate medical attention after a car accident, even if you feel okay. Many injuries, such as concussions or internal bleeding, do not show symptoms immediately but can become life-threatening if left untreated.
Obtaining prompt medical care creates documentation that can link your injuries directly to the accident, which will strengthen your insurance claim or lawsuit. Delaying treatment gives insurance companies grounds to argue the seriousness and causation of your injuries.
Medical records also help to establish the full extent of your losses. Your lawyer can use this documentation to calculate the compensation you deserve, and then help you pursue recovery through your own uninsured motorist coverage or through legal action against the at-fault driver.
Filing a police report can support your uninsured or underinsured driver car accident claim. The crash report is an official documentation of the accident, recording key details, including:
Insurance companies require this official documentation when processing uninsured motorist claims through your own policy. Our lawyers can also use the report to help hold an underinsured driver accountable, especially if they dispute their responsibility for the collision. Without a police report, proving the accident happened and establishing fault becomes more difficult.
Perhaps the most important thing you can do after an uninsured or underinsured driver hits you is to consult a Jackson car accident lawyer. Our attorneys can help in many ways, including the following.
Our attorneys conduct investigations to gather evidence and prove fault. This often involves collecting police reports, interviewing witnesses, obtaining traffic camera footage, and hiring accident reconstruction experts. We also work to identify all sources of potential compensation, including whether the at-fault driver has hidden assets or whether other parties share liability for the accident.
Our car accident lawyers calculate your damages beyond just medical bills. Other sources of compensation can include:
This comprehensive valuation ensures you receive the full compensation you deserve rather than accepting an inadequate settlement.
Our legal team can also handle all communications with insurance companies, including your own uninsured motorist carrier. We can counter unfairly low settlement offers, challenge claim denials, and use our knowledge of insurance law to maximize your recovery.
If negotiations fail, we can file a lawsuit and represent you through trial. We can present compelling evidence, examine witnesses, and argue your case before judges and juries to secure a favorable outcome.
Uninsured/underinsured car accidents in Jackson are stressful, but you do not have to face the aftermath alone. Our dedicated car accident attorneys at The Weldy Law Firm are here to guide you every step of the way through a UM or UIM claim.
We will protect your rights, handle negotiations with insurers, and fight for the maximum compensation you are entitled to. Contact our car accident lawyers today for an initial consultation.
